Shram Yogi Mandhan Yojna 2019: How to Get Rs 3,000 Pension | Know Details Here
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| Bso Roopwas |
Pradhan Mantri Shram Yogi Mandhan Yojna 2019: Introduced in 2019, the Pradhan Mantri Shram Yogi Mandhan Yojana (PM-SYM) has seen registration of more than 32 lakh people till date for the scheme that assures a monthly pension of at least Rs 3,000 for poor people. This pension scheme is provided to workers in unorganised sector who are above 60 years of age.
“We are launching Pradhan Mantri Shram Yogi Mandhan. The scheme will provide assured monthly pension of Rs 3,000, with a contribution of 100 rupees per month, for workers in unorganised sector after 60 years of age,” Union Minister Piyush Goyal was quoted as saying by news agency PTI. The minister had said this while presenting the Interim Budget for 2019-20.
Who can avail this scheme?
People working in unorganized sector with a monthly income of 15,000 or less and in the age group of 18-40 years can apply for the scheme. The prime requirement is they should not be paying income tax or be covered by any other schemes such as National Pension Scheme, Employees’ State Insurance Corp scheme or the Employees’ Provident Fund scheme.
How to get enrolled in the scheme:
People interested to avail the benefits from the scheme should visit the nearest common service centres (CSCs) to get themselves enrolled. And there, they need to open a savings bank account or Jan Dhan account. They need to carry Aadhaar card with them to open this pension account. More 3 lakh CSCs are there across the country to help these people to open their account.
How to exit this scheme?
If somebody wants to exit this scheme in less than 10 years of time, then his/her share of contribution will be returned with a savings bank interest rate. And suppose, somebody plans to exit after 10 years of time before turning 60, then his/her share of contribution along with accumulated interest as actually earned by the fund or at the savings bank interest rate whichever is higher, will be returned.
How does it work?
The minister has said that a worker interested to join the scheme on attaining 29 years of age or above will have to contribute Rs 100 per month, while those joining the at the age of 18 will have to contribute Rs 55 per month. The contribution amount for the first month will be paid in cash and the scheme holders will be provided with a receipt.
Goyal has also said that this scheme will be in addition to the life insurance scheme under the Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) and accident insurance scheme under the Pradhan Mantri Suraksha Bima Yojana (PMSBY).
New Delhi: Registration of Pradhan Mantri Shram-Yogi Maandhan Pension Scheme is going on. Prior to this scheme, the National Pension System and the Atal Pension Scheme were for the people. There is a provision for fixed pension in the Atal Pension and Shram-Yogi Maandhan Yojana, in which the guarantee is received from the government. The Shram-Yogi Maandhan Scheme is for the unorganized sector.
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Prime Minister Shramayogi Maandhan Pension Yojana Any worker belonging to the unorganized sector, whose age is below 40 years and not availing any government scheme, can take advantage of it. Workers belonging to the unorganized sector, household workers, drivers, rickshaw drivers, construction workers, waste pickers, bidi workers can benefit from this. The government will give a monthly pension of Rs 3 thousand to the people involved in this scheme. The government and pensioners will pay the same amount for the pension.
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The person applying must have a savings bank account and Aadhaar card. The age of the person should not be less than 18 years and not more than 40 years. If someone starts this scheme from the age of 18, then they have to deposit Rs 55 every month. At the same time, the person who starts this scheme from the age of 40 years, will have to deposit 200 rupees every month. After completion of 60 years of age, you will start getting a pension.
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As many as 18.80 lakh farmers have so far enrolled under the Pradhan Mantri Kisan Mandhan Yojana (PM-KMY), a pension scheme for small and marginal farmers, Parliament was informed on Tuesday.
Under the scheme launched in September this year, farmers between 18 and 40 years of age will get Rs 3,000 monthly pension after reaching 60. The scheme has an outlay of Rs 10,774 crore for next three years.
All small and marginal farmers who are currently between 18 to 40 years of age can apply for the scheme.
In a written reply to the Lok Sabha, Agriculture Minister Narendra Singh Tomar said PM-KMY is a voluntary and contributory pension scheme for small and marginal farmers.
As on November 29, 18,80,249 farmers have registered for the scheme. This includes 52,994 farmers from Madhya Pradesh.
A total of 612 farmers enrolled from Bhind district and 382 farmers from Datia district of the state, he said.
These are dynamic figures which keep on changing on further registrations by farmers, he added.
"It is estimated that about 3 crore small and marginal farmers... may benefit from the scheme. Since it is a voluntary scheme, it is not feasible to indicate the time by which all the farmers would avail benefit under the scheme," the minister said.
He further said there is no provision for nomination or selection of farmers by the government for the scheme.
All small and marginal farmers across the country who are not otherwise covered under the exclusion criteria of the scheme are eligible to enrol themselves for PM-KMY
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